Descendants of Caroline Maggie Belcher and William McCulloch

Francis (Belcher)  Jeanette Caroline  Minnie 
 b 1894 NSW Australia b 1910 NSW Australia   
  d aft 1991  d 1955 NSW Australia 
  m 1944 NSW   
  Ramsay Montgomery Hayes   
  b 1910 NSW Australia   
  d 1991 NSW Australia   
  son - Carl Montgomery Hayes
b 1948 NSW Australia
d 2000 NSW Australia 
 unmarried
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